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Aug, 17 2017 14:08
Do What You Do Best - Yoko is my Seeing Eye dog and she is proud of that distinction. I know what she does well and I have learned what she does badly. While she is great at guiding me through traffic her salad making skills leave much to be desired.
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Aug, 16 2017 20:08
A functional credit application should be designed to obtain information. Not just data, but specific information designed to insure your prospect will pay your bills.
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Aug, 16 2017 20:08
Consumer protection will increase with new Federal regulations. Very soon, these regulations will apply to Debt Collection Agencies but, eventually, they will also apply to you. There are two major aspects of your Accounts Receivable you want to address to be prepared for these changes.
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Aug, 16 2017 20:08
Yoko is my Seeing Eye dog and she is proud of that distinction. I know what she does well and I have learned what she does badly. While she is great at guiding me through traffic her salad making skills leave much to be desired.
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Jul, 13 2017 19:07
The debt collection industry is heavily regulated and monitored there are always a few Collection Agencies getting into trouble. It is important that you take precautions to make sure you are never dragged into their problems.
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Jul, 13 2017 19:07
I have always had at least one dog and, while I have taught them to behave in socially acceptable ways, they have taught me lessons on how to live a good life. In the process, they have also taught me how to run a business. My latest canine is a Golden Retriever Guide Dog named Yoko. She doesn’t mind if I share her lessons.
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Jun, 13 2017 19:06
On How to Run a Business
Sniff Everything
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Jun, 13 2017 19:06
On How to Run a Business - Sniff Everything
Yoko, my Seeing Eye dog, isn’t sophisticated. She learns because of what works and she wants to make me happy. Sometimes, however, I learn something from her that is very important for anybody trying to run a successful business, like her tendency to sniff everything.
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Jan, 28 2017 00:01
Most Businesses will accept financially distressed customers provided a Guarantor or Co-Signer also signs the contract. This is extremely comforting but it doesn’t always work out well.
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Jan, 28 2017 00:01
Collecting past due bills isn’t easy. Here are a few ideas that will make it easier.
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Jan, 28 2017 00:01
The CFPB (Consumer Financial Protection Bureau) is changing the rules for Credit Bureau reporting and these changes will significantly affect you if you check credit or have information reported to a Credit Bureau.
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Jul, 1 2016 14:07
Courts are getting testy about Security Deposits. The changes are not difficult to live with but they may become expensive to ignore.
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Jul, 1 2016 14:07
The CFPB is proposing new regulations for debt collection, know the rules of debt collection and train your collectors to scrupulously follow them.
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Jul, 1 2016 14:07
5 Keys to dealing successfully with Small Businesses to greatly improve your ability to get paid.
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May, 13 2016 15:05
As a Debt Collection Agency we are keenly aware of the pitfalls of verbal commitments. I would like to share some of the problems involved and their simple solutions.
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May, 13 2016 15:05
Casual acceptance of information creates big problems in commercial collections. Here are 5 checks you can implement to avoid risk.
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May, 13 2016 14:05
Some state Eviction Courts deal with money judgments relating to the final charges to the Tenant and others only concern themselves with possession of the Apartment unit.
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Apr, 23 2016 18:04
What the most valuable reports to your screening process?
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Apr, 23 2016 18:04
While debtor response to auto-dialer calls is much lower than to human calls, they do offer a higher volume.
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Apr, 23 2016 17:04
5 reasons your medical collections are not doing as well as they could be
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Feb, 13 2016 15:02
Confessions of a Deaf, Blind Debt Collector; kindness is the only way I know how or want to.
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Feb, 13 2016 15:02
Getting positive results with collection letters and an empathetic approach.
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Feb, 13 2016 15:02
One of the most difficult jobs of a Debt Collector is dealing with a person who does not feel they should pay the entire debt.
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Feb, 13 2016 15:02
Applicants that have higher test scores usually do better in the job than Applicants with lower scores.
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Feb, 13 2016 15:02
If a person owes your Company money it is a compelling
thought to visit that person and demand payment, hopefully while the person is
with friends, relatives or business acquaintances. You will get paid or tell
everybody why you are there. You will either get paid or get revenge.It may sound like sweet revenge, but it is illegal.
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Feb, 13 2016 15:02
Expect more State laws requiring detailed documentation for all debt collection efforts.
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Nov, 1 2015 20:11
Good credit and employment are the foundation for positive outcomes in credit decisions.
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Nov, 1 2015 20:11
The basis of most claims is a written and signed contract. The contract is real, often detailed and unambiguous. It almost always wins in court.
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Nov, 1 2015 20:11
If you want to hire the best Applicant you have to be careful. Sometimes what you see on paper will lead you to the wrong decision.
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Nov, 1 2015 20:11
Applicants know they need to show you they have a job to obtain one of your apartments. They don’t actually need to HAVE a job, just show one on the application. About five percent of applicants greatly exaggerate their income and an additional 5 percent lie.
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Nov, 1 2015 20:11
There are good reasons for low debt collection rates on Medical bills. The most significant is that a very large portion of those owing Medical bills may have the desire but do not have the ability to pay their Medical debt.
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Jul, 9 2015 14:07
All you have to do to reap the benefit of the recent increase in consumer activity is to make sure your collection agency is reporting your claims under your name
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Jul, 9 2015 14:07
In debt collection, it’s all about the money
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Jul, 9 2015 14:07
Consumer’s credit ratings are rising and your business will have less bad debt
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Apr, 25 2015 20:04
The State of New York prosecutor now has the ability to shut down a company so with no trial, just allegations.
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Apr, 25 2015 20:04
It is against FTC regulations to advertise if you hide the strings attached in a difficult to locate section of your web site.
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Apr, 25 2015 20:04
A new, low cost, search tool is available to find judgements.
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Apr, 25 2015 20:04
Technological improvements in asset searches lead to more lucrative judgements in debt collection.
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Mar, 18 2015 00:03
Settlements are cheaper, easier and are guaranteed money. Think twice before turning them down.
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Mar, 18 2015 00:03
Make sure your contract has a paragraph on non-payment and extra fees for debt collection services.
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Feb, 12 2015 01:02
Using courts to obtain payment can be a long, costly, and unfruitful experience.
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Jan, 24 2015 15:01
Debt collection laws aimed at hospitals could affect your bottom line.
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Jan, 21 2015 02:01
Growing economy In 2015 will impact your employee and customer screening
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Jan, 21 2015 02:01
When faced with the choice to settle or go to court, remember that settlements often net more than litigation.
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Jan, 10 2015 14:01
Applicant screening that includes criminal history, credit history and employment history, can significantly reduce employee theft
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Jan, 10 2015 14:01
Debt collectors will no longer have to verify fraud because of new Swipe and Sign credit card technology.
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Dec, 12 2014 01:12
Employment screening dramatically increases debt collection.
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Dec, 12 2014 01:12
The decision to sue or settle should be based on dollars and cents, not sense of justice.
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Nov, 14 2014 17:11
An improving economy's effects on your company's debt collection efforts.
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Oct, 31 2014 11:10
A debt collection partner with excellent search technology can help you collect and in the courtroom.
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Oct, 4 2014 19:10
If you are concerned about law suits caused by your aggressive Debt Collection Agency, you will be happy to know that a friendlier debtor contact is the new trend in debt collection practice.
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Oct, 4 2014 19:10
Medical debt is exactly the same as any other debt in terms of the Creditor’s right to litigate. If this debt is devalued as a factor in FICO Scores you will be given a score that does not reflect that danger.
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Oct, 4 2014 19:10
Legal action against debt collectors frequently favors the attorneys and not the consumer.
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Aug, 6 2014 00:08
A recent survey of the Consumer Debt Collection industry 2013 figures produced some interesting results. If you use a Debt Collection Service, you might be shocked.
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Aug, 4 2014 11:08
Before you set up an account with a debt collection agency, ask if they use auto-dialers as it should inform your decision to do business with them.
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Jul, 20 2014 17:07
Why you need to add extra fees or interest in your Contracts in order to help recover the cost of Debt Collection
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Jun, 25 2014 23:06
The importance of collecting the right information to ensure you collect your payments.
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Jun, 8 2014 21:06
Companies are allowed to create as many empty companies as they wish, learn how to protect yourself before getting into bed with one.
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Jun, 2 2014 22:06
The true value of a Debt Collection partner is all in the Return on Investment.
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Jun, 2 2014 22:06
Understanding debt collection and background screening best practices can save your business big money.
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May, 27 2014 23:05
Some NJ Legislators consider the request of a credit check in the screening process discriminatory. A new proposed law (A704) is now in the NJ Assembly.
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May, 23 2014 00:05
Client referrals over the years have been wonderful and we are truly grateful for each referral we receive after a job well done.
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May, 19 2014 21:05
Best practice tips on Personal Guarantees.
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May, 12 2014 12:05
The Debt Collection Association is working to update the Telephone Consumer Protection act (TCPA) to reflect changes in technology, what does that mean for you?
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May, 6 2014 00:05
You may not like this but the Wall Street Journal reports that FICO is checking out Social Media such as Facebook to increase reliability of the FICO score.
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Apr, 22 2014 00:04
Our Status Reports are available from our web site 24/7. They are easy to read and completely secure. Our Clients can change variables to customize how the report appears.
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Apr, 22 2014 00:04
If you aren’t a big lender, you need to protect yourself because FICO scores may not be designed for your particular needs.
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Apr, 22 2014 00:04
The Consumer Financial Protection Bureau (CFPB) is working with debt collection agencies to quickly resolve consumer complaints.
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Mar, 30 2014 18:03
If you are not collecting accurate patient information, you can forget about collecting on debts from those patients.
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Mar, 30 2014 18:03
If you rely on FICO scores alone in your applicant screening process, you could be missing the big picture
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Mar, 30 2014 18:03
Make sure your applications are filled in completely, carefully checked, signed and verified.
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Mar, 16 2014 16:03
It doesn’t take a lot of extra effort to provide yourself with customized results. Start with the FICO score, and check a few extra lines.
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Mar, 16 2014 16:03
FICO isn’t all that mysterious, once you learn the basics of how it works, you can better understand what the numbers mean to your business.
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Feb, 26 2014 23:02
Disastrous consequences of inaccuracy on your application forms.
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Feb, 25 2014 00:02
Will statute of limitations prevent you from collecting a debt in your state?
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Feb, 18 2014 20:02
Missing items on your application: what you don't know can hurt you.
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Jan, 20 2014 17:01
All Collection Agencies get sued occasionally but some Debt Collection Agencies are just bad news.
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Jan, 16 2014 16:01
Best practices for Posters and Patient Forms that communicate patient payment responsibilities and increase your accounts receivable percentage.
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Jan, 12 2014 17:01
If you use outside contractors to work in your facility you have every right to insist on a copy of the security check of the vendor company.
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Jan, 9 2014 01:01
Here are a few of the Red Flags that often help distinguish between a legitimate report and one that is not valid.
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Jan, 8 2014 23:01
ACA International, requests the U.S. Supreme Court examine class action suits with no damages.
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Dec, 19 2013 00:12
You use It for employment or tenant screening but where does the FICO score come from?
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Dec, 17 2013 19:12
Government figures compiled by the Bureau of Justice Statistics claim that in 2012 1 out of every 14 adults was the victim of identity theft.
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Dec, 10 2013 01:12
Best practices for in-house collections departments to navigate changing federal regulations.
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Dec, 10 2013 01:12
The Consumer Financial Protection Bureau will be cracking down on original creditors.
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Nov, 27 2013 19:11
Outsourcing screening and debt collection may be the cheaper option.
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Nov, 24 2013 19:11
A new movement to keep Landlords from using older criminal records as a reason to reject prospective tenants.
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Nov, 20 2013 01:11
Relying on Social Media in your applicant screening process can yield misleading results.
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Nov, 5 2013 02:11
What do you do when you're at the end of your rope trying to collect money that is owed to you?
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Nov, 5 2013 01:11
Short sales are a ticking credit time bomb guaranteed to become a debt collection nightmare.
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Nov, 5 2013 01:11
What the law says you can use for applicant screening in your hiring process.
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Oct, 3 2013 00:10
Courts are holding employers responsible for allowing employees with a criminal history in positions to injure others.
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Sep, 29 2013 20:09
When to use fixed fee letters instead of contingent debt collection.
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Sep, 29 2013 20:09
Settlement is never desired, but sometimes, it’s the only viable choice and one that makes sense in the long run.
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Sep, 11 2013 00:09
The FTC's advice to job seekers can be a help to employer's looking to know the rules and regulations.
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Aug, 9 2013 01:08
Where does the burden of proof lay in debt collection disputes?
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Aug, 9 2013 01:08
Do criminal background checks violate Title VII of the Civil Rights Act?
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Aug, 9 2013 01:08
Can you rely on Social Media when screening an employee?
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Aug, 9 2013 00:08
A collection of $8 is just as damaging as a collection of $5,000.
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Aug, 9 2013 00:08
Is bankruptcy the best option resolve unpaid debts?
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Aug, 7 2013 00:08
The specific actions a patient should take to resolve unpaid bills BEFORE they go to Debt Collection.
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Jul, 9 2013 00:07
Separate co-signer agreement needed to combat new defense tactics
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Jul, 9 2013 00:07
Screening Practices Have Gigantic Effect on Debt Collection Results.
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Jun, 21 2013 12:06
Changes to your application can provide tremendous returns in your Medical Bill Collections.
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Jun, 21 2013 03:06
National Background Checks offer no more expense and much more coverage. It is an easy choice.
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Jun, 8 2013 14:06
Rely on reports like criminal background checks in your applicant screening processes before things like body language.
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May, 30 2013 12:05
Focusing on getting a realistic payment plan yields higher returns than going for full amount owed.
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May, 19 2013 19:05
With a better up front screening process, a proven and affordable fixed fee letter system, and more aggressive contingent collections practice, your tenant collections problems could be a thing of the past.
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May, 15 2013 22:05
In House Debt Collection What to do when The Check in the Mail Never Arrives.
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May, 7 2013 19:05
Background checking and screening that will help you gain returns on your business investments.
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May, 3 2013 21:05
Social Security Numbers, Surname Suffixes, and Phone Numbers and phone numbers in your intake process can dramatically improve your medical debt collection.
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Apr, 25 2013 11:04
5 steps to pay large dividends for your collections bottom line results.
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Apr, 5 2013 09:04
At the New Jersey Apartment Association convention we are excited to meet our Realty Management Clients and discuss new developments in Debt Collection and Applicant Screening.
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Apr, 1 2013 18:04
Best practices for your in house collections program to get your debtor's attention and improve your results in debt recovery.
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Apr, 1 2013 11:04
The three-second free solution for social security number fraud In employment or tenant Screening
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Mar, 21 2013 13:03
If applicant fraud wins, you will lose. Learn common Tenant Screening or Employment application problems to avoid.
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Mar, 21 2013 09:03
Tips for wording your Guarantee paragraph in the contract/lease.
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Mar, 14 2013 15:03
Establishing a positive relationship with debtors leads to much more consistent, higher payment plans.
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Mar, 8 2013 09:03
When an individual hands you an application, it is full of simple, basic details about the applicant, but there are ticking time bombs to watch out for. Read on to find out what they are.
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Mar, 5 2013 12:03
A full service debt collection agency is proud to announce the release of its newly redesigned website.
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Feb, 28 2013 09:02
Most people don’t even know what questions to ask when screening an Employee. Learn the right questions to ask in an interview.
